Latest News
17 May 2013 - The move is designed to stop people from defrauding registered charities in the UK of over £1 billion every year. Charity fraud occurs when money raised for a cause is used on something else. Members of the public who have knowledge or well-gro
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15 May 2013 - Microsoft has issued a warning to users to protect themselves against malware, which hijacks Facebook accounts. The malware has been describing itself as a web browser add-on. Once on your machine Trojan:JS/Febipos looks to see whether users are curr
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08 May 2013 - These Government plans where outlined in todays Queen speech.
The so called "Bill of Rights" for consumers will include many reforms covering digital content, insurance, and mis selling of goods & services.
Consumer
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08 May 2013 - The Queen's Speech has promised carers new rights as the number of elderly and vulnerable people being looked after by family members continues to rise. The move is designed to help family members who have to give up jobs to care for ailing relat
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07 May 2013 - We are pleased to be giving away a set of two tickets to see Celebrities on Ice! You can choose one of the venues from around the country in which Celebrities on Ice will be performing. The lucky winner and their guest will also have the wonderful op
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02 May 2013 - People are being urged to ‘spot scams to stop scams’ by Action Fraud. Scams come in all shapes and sizes. They can appear in the form of adverts, people knocking on your door, emails, letters, phone calls, texts and over the internet. How
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25 April 2013 - Criminals are taking advantage of a government "Green Deal" scheme where you can make energy saving improvements to your property without having to pay for everything up front. People are being targeted at their door steep to be told that t
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25 April 2013 - Santander are in trouble for not informing Abbey mortgage holders know about raising capped rate. An agreement has been reached between Santander UK and the Financial Conduct Authority (FCA) to contact more than 270,000 customers about unclear inform
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23 April 2013 - Would you like to boost your productivity? Then enter our compeition for your chance to win a copy of 21 Ways to Manage the Stuff That Sucks Up Your Time by Grace Marshall. You can find out more about Grace's life and business coaching by going o
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19 April 2013 - The Travel Association (ABTA) has launched a campaign to raise awareness of holiday fraud. Fraudsters scammed travellers out of £1.5 million in 2012 with accommodation, group tours and airline bookings being the most vulnerable. ABTA is working
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19 April 2013 - Soon those who have been mis-sold identity protection and card protection policies from a bank or credit card firm will be able to claim a refund. The Financial Conduct Authority (FCA) formally called CSA, announced last night its plans to enact a ma
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18 April 2013 - Ofcom, the UK telecoms regulator plans to ban companies profiting from customers using their mobiles to ring 0800 numbers, which in principle are free. This investigation was sparked as many of us are only too aware that calling these numbers can cur
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14 April 2013 - Bring your favorite facebook pics into the real world by wining one of 12 brilliant prizes. We are giving away 1 x Large square premium album - Value £90 10 x A4 Landscape photo books (i.e. ten winners) Value of photo books £24.99 (each)
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12 April 2013 - A vehicle recall due to faulty passenger air bags will affect about 152,000 UK drivers. This recall is not confined to new cars as many to be recalled are 10 years old. The main responsibility is with the car manufacture. The manufacture will get nam
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11 April 2013 - From the 5th of April the government banned “excessive” fees for using a debit or credit card to complete online purchases. Under the new law traders are still allowed to levy a “small charge” to cover processing costs. Since
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11 April 2013 - The process of claiming benefits can be complicated and confusing. There are many forms to fill in and when things go wrong it may take time for things to be put right. Below you will find some tips that should prevent problems arising in the first p
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11 April 2013 - This is becoming an increasing problem, especially with iPhones. Here’s the scenario which for many people will sound familiar. You go to a shop to buy an iPhone and you get told that you can have the iPhone FREE if you take out a 2 year contra
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09 April 2013 - 1. What is PPI? The idea is that PPI covers your debt repayments if you cannot work – for example, if you become ill, have an accident or if you are made redundant. For this reason it is commonly sold alongside credit agreements to protect both
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08 April 2013 - Cook something new and Win a copy of Cookie Cooks by Melanie McCallum & Domenico Del Priore. We have joined up with Kitchen Press to give away a copy of Cookie Cooks Cookbook by Melanie McCallum & Domenico Del Priore. To stay ahead of up and
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08 April 2013 - As of the 8th April 2013 the Disability Living Allowance is to be replaced by the Personal Independence Payments scheme in the north of England as part
of the welfare reforms introduced during April. Eventually the new scheme will be rolled ou
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05 April 2013 - Greater online shopping rights If you bought your goods online, you have additional rights to return them under the Distance Selling Regulations. This is because your decision may be based on a brief description or a photograph – so what you re
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05 April 2013 - Your rights where you purchased goods using a credit card Not many people know about this and it is really useful. If there’s something wrong with your goods and you bought them on credit, you may be able to claim compensation from the credit l
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04 April 2013 - Save money on car insurance 1. SHOP AROUND Never just accept the renewal quote you are offered. It is always worth getting quotes from rival insurers and with several comparison websites available it won't take up too much time. Be aware that the
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04 April 2013 - Your rights when buying a car When you buy a car from a car dealer or an online car dealer (also known as traders), the car must be: of satisfactory quality, e.g. the windscreen should not be chipped fit for purpose, e.g. if you ask for a car that ca
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04 April 2013 - Your rights in relation to restaurant bills When you go into a restaurant and order food, you are essentially entering into a contract. The restaurant agrees to supply you with food and you agree to pay for it. Furthermore, the restaurant is by law r
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04 April 2013 - YOUR RIGHTS IN RELATION TO SPEEDING If you are flashed by a speed camera, the registered keeper of the vehicle should receive a Notice of Intended Prosecution (NIP) within 14 days. If you hear nothing within this time, you should be ok. It is possibl
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04 April 2013 - What to do when you have been in a road traffic accident If you are injured in a car crash (either as the driver or a passenger), whether it is simple bruising and whiplash or something more serious, it is worth finding out if you can claim compensat
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03 April 2013 - Your basic employee rights What are my employment rights Nearly all workers, regardless of the number of hours per week they work, have certain legal rights. There are however some workers who are not entitled to certain statutory rights (see below).
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03 April 2013 - Your rights in contracts of employment Every employee has the right to either a written contract of employment (a formal contract) or written statement of terms (usually in the form of a letter). The basic terms to which you are entitled in a contrac
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03 April 2013 - YOUR RIGHTS IN REGARD TO BAILIFFS Having a visit from a Bailiff can be a frightening and daunting experience. However, you should not despair as a Bailiff does not possess as many rights as you might think. IF YOU RECEIVE A BAILIFF'S LETTER......
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03 April 2013 - The 2013 Budget has brought about some major changes to Tax and Benefits, as follows: Income tax In the current tax year (which ends on 5 April) people aged under 65 can earn £8,105 a year before they start to pay income tax. The tax free perso
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03 April 2013 - Driving offence table What points do I receive Offence Imprisonment Fine Disqualification Penalty points *causing death by dangerous driving 14 years Unlimited Obligatory – 2 years minimum 3-11 (if exceptionally not disqualified) *Dangerous dri
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03 April 2013 - Save money on petrol How do I save money on petrol? The price of fuel is rising and with this being the case it is now more important than ever that you pay particular attention to the amount of fuel that you use. Here are our top tips on saving fuel
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03 April 2013 - Key facts about PIP Breast Implants The French and German governments have taken the responsible decisions, which of course must be the correct decision, to insist upon the removal of all PIP breast implants. However, closer to home the British gover
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03 April 2013 - Over the past few months we have been hearing the horrifying story of how various supermarkets and fast food outlets have been selling food products containing horse meat. What makes this worst is that those products did not openly say that they cont
... read more »
03 April 2013 - Drink driving What is the alcohol limit in the UK? The BAC (blood alcohol content) drink driving limit in the UK is: 35 microgrammes of alcohol in 100 millilitres of breath OR 80 milligrams of alcohol per 100 millilitres of blood OR 107 milligrams of
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02 April 2013 - How to fight your parking ticket We all get them but do you know your rights when it comes to parking tickets and that there are many occasions when you simply do not have to pay it? Grounds for appealing your ticket There are 6 main legal grounds fo
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02 April 2013 - We have five Guzgog ipad Stands to give away! To enter simply read our Prize Draw Rules and fill in the form below. learn more about www.guzgog.co.uk Guzgog amazon Guzgog ebay Prize Draw Rules 1. Entry to the competitions is restricted to one entry p
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02 April 2013 - Members of the public are being asked to pay a £25 fee for a Criminal Record Bureau background check as part of an application for a fictitious "Security Officer" post at the Department for Transport. DfT has confirmed that it is not
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02 April 2013 - From 1st April 2013 Consumers can now take larger claims to the small claims court in England and Wales, as the maximum claim limit has risen from £5000 to £10,0000. The Small Claims Court was designed for Consumers to be able to bring &#
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02 April 2013 - Boundaries, fences and walls Establishing the boundaries and ownership If a dispute arises between neighbours about the boundary between their properties, it will be necessary to establish who owns the disputed land. The primary evidence will be cont
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31 March 2013 - What are special educational needs? Section 312(1) of the Education Act 1996 defines a child as having Special Educational Needs if he or she has a learning difficulty which calls for special educational provision
to be made for him or her. A
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31 March 2013 - The rights of a disabled child Disabled children and human rights Disabled children have the same rights as all other children. These rights are unforced under the UK Convention on the Rights of the Child. The laws concerning disabled children and th
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31 March 2013 - Parental Responsibility Parental responsibility is defined in law as being: "All the rights, duties, powers, responsibilities and authority which by law a parent of a child have in relation to the child and his property". The much praised C
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31 March 2013 - What is the law on smacking children? Under section 58 of the Children Act 2004; It is unlawful for a parent or carer to smack their child except where this amounts to "reasonable" punishment. Whether a smack is regarded as "reasonable
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31 March 2013 - Adoption What is Adoption? Adoption is a legal process where adults who are not the natural parents of a child may act as the child’s parents. Adoption is normally used to create a stable and permanent family environment for younger children. A
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31 March 2013 - Young People and medical treatment In most cases it is necessary for medical professionals to obtain consent before a patient is examined or treated. If a medical professional went ahead with an examination or treatment without obtaining consent then
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30 March 2013 - Guide provided by www.gov.uk Part 1: Choosing schools Find out what schools are in your area. Find out the admissions criteria for the schools you’re interested in. Your local council will be able to help with this. Applying to schools outside
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30 March 2013 - Guide provided by gov.uk All children between 5 and 16 qualify for free school transport if they go to their nearest suitable school and live at least: 2 miles from the school if they’re under 8 3 miles from the school if they’re 8 or old
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30 March 2013 - Guide provided by gov.uk You can teach your child at home, full or part-time (‘home schooling’) - but you must tell the school and your local council if you’re taking them out of school. NOTE: As a parent, you must make sure your ch
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28 March 2013 - In a dramatic shake-up the definition of domestic abuse is to be widened from the 31st of March to encompass a wide range of coercive or threatening behavior. From now on men and women who bully their partners by verbally abusing them, taking control
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28 March 2013 - Guide provided by gov.uk Part 1: Overview Full-time higher education students with children can apply for a Childcare Grant of: up to £148.75 a week for 1 child up to £255 for 2 or more children The grant helps with childcare costs for ch
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28 March 2013 - Guide supplied by gov.uk Part 1: Overview Full-time students with children could get up to £1,508 a year to help with their learning costs. This is called Parents’ Learning Allowance. The money can help pay for books, study materials and
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27 March 2013 - Guide provided by gov.uk Part 1: Overview As a higher education student living in England, you can apply for a Disabled Students’ Allowance (DSA) if you have a: disability long-term health condition mental health condition specific learning dif
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25 March 2013 - Guide provided by gov.uk Part 1: When you can apply Children under 16 years old You can usually apply for a passport for your child if: they’re under 16 you legally have ‘parental responsibility’ for them You automatically have pare
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25 March 2013 - Guide provided by gov.uk Part 1: Overview You could get a one-off payment of £500 to help towards the costs of having a child. This is known as a Sure Start Maternity Grant. You usually qualify for the grant if: you’ve no other children -
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22 March 2013 - Guide provided by gov.uk Part 1: Overview Full-time students in higher education with an adult who depends on them financially can apply for an Adult Dependants’ Grant of up to £2,642. You can apply for this grant on top of any other stud
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20 March 2013 - The UK Government is introducing a new £1,200 childcare tax break for working families. This will run alongside the current voucher scheme, which will be closed to new applicants from the autumn of 2015. From autumn 2015 parents will be able to
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19 March 2013 - Guide provided by gov.uk Part 1: Overview A Child Trust Fund (CTF) is a long-term tax-free savings account for children. All children eligible for a CTF account should now have one. Eligibility Your child is entitled if all the following apply: they
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18 March 2013 - If you have savings with the Bank of Cyprus UK your savings will not be raided The bank has announced today that British Customers with Cyprus’s UK won’t have their accounts raided, following the bailout agreement which could mean Cypriot
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16 March 2013 - Guide provided by gov.uk Part 1: What you'll get You could get extra tax credits to help pay for some of your childcare costs while you’re working. You could get: up to £122.50 a week - for 1 child up to £210 a week - for 2 chil
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16 March 2013 - Flexible working is a way of working that suits an employee’s needs. This can mean they work certain hours of work from home. Anyone can ask their employer to work flexibly. If an employee is caring for someone (eg a child or adult) they have t
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15 March 2013 - In a move unlikely to endear the debt company to anyone dozens of fraud victims who had Wonga loans taken in their names saw their bank accounts raided
for more than £30,000. Wonger refuses to explain how and why the fraud is occurring o
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13 March 2013 - Your rights as unmarried fathers 1. WHAT IS PARENTAL RESPONSIBILITY AND DO I HAVE IT? When a baby is born, his or her mother automatically gets Parental Responsibility (PR). PR is a legal term which means 'all the rights, duties, powers, responsi
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08 March 2013 - One of the consequences of the bad Winter that we have experienced so far is potholes in the roads. It has been reported that there are thousands of roads of disrepair across the UK and in some places potholes have been seen up to 2 feet deep! At you
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08 March 2013 - A Guide to Equity Release What is Equity release? Equity release is a scheme under which homeowners release money from their home while they still live in the property, or in other words where they 'cash in' the equity in their home. The sche
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08 March 2013 - If you currently have or have had credit it is likely that you also had PPI and if this is the case it is also likely that you may have been mis-sold the policy. If you think this could apply to you, here is some key information which you should know
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07 March 2013 - Guide provided by AgeUK www.ageuk.org 1 Planning and paying for a funeral in advance You may wish to plan your funeralinadvancesothatyou knowmoneyisset asidetopayforit.Alettercan beleftwithyour willspecifying the arrangementsforyournext-of-kintofollo
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07 March 2013 - Guide provided by Citizens Advice About this Guide This Guide has information for people who want to manage someone else's affairs. It also has information if you want someone else to manage your affairs for you. Managing someone else's affai
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07 March 2013 - Guide provided by AgeUk www.ageuk.org 1 Recent developments and future changes The Government is planning major changes to the welfare benefits system. The Welfare Reform Act 2012 provides for the abolition of Council Tax Benefit from April 2013. It
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07 March 2013 - Natwest customers are tonight reporting that their bank accounts have been frozen and that they have been unable to draw cash. This sounds like yet another banking computer glitch. We will report further on this when we hear further information.
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06 March 2013 - Guide provided by AgeUK www.ageuk.org 1 Recent developments The Warm Front scheme has closed for new applications on the 19 January 2013. Any applications already in the system will be processed in the normal way. There is a new scheme avail
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06 March 2013 - Elderly Benefits at home As at 17 January 2013 This Guide will give you advice on everything that you could be entitled regarding your home. Mortgage Interest Payments Housing Benefit Winter Fuel Payment Council tax Benefit BT Basic - The Social-tari
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06 March 2013 - A guide to care homes As at 25 January 2013 Every care home should be monitored and inspected on a regular basic. The frequency of these visits depends on its previous rating and information supplied by residents, the public or local authorities. Eac
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06 March 2013 - Your rights regarding - Age discrimination at work As at 15 February 2013 Equal opportunities law aims to create a 'level playing field' so that people are employed, paid, trained and promoted only because of their skills, abilities and how t
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06 March 2013 - A further blow to High Street as the beds giant Dreams falls into administration with a loss of 400 jobs. Dreams has been forced to appoint Administrators Ernst & Young to oversee the sale of the business. Fortunately 1,675 jobs are being saved d
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05 March 2013 - Guide provided by DWP www.dwp.uk Part 1: Overview The Additional State Pension is an extra amount of money you could get with your basic State Pension. It’s based on your National Insurance contributions. How much you get depends on your earnin
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05 March 2013 - Guide provided by DWP www.dwp.uk Part 1: Overview You could get between £20.55 and £131.50 a week to help with the extra costs caused by a disability. Disability Living Allowance (DLA) is paid at different rates depending on the level of
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05 March 2013 - Guide provided by AgeUk www.ageuk.org Introduction When someone dies there are many things to do, often at a time of great personal distress when we feel least able to manage. This guide gives brief, practical information about what you need to do an
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05 March 2013 - Guide provided by AgeUK www.ageuk.org Introduction For most of us, having the standard of living we want in retirement will depend on making our money work for us as effectively as possible. In this guide we look at some of the main questions you nee
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05 March 2013 - Guide provided by DWP www.dwp.uk Part 1: Overview Carer’s Allowance is £58.45 a week to help you look after someone with substantial caring needs. You don’t have to be related to, or live with, the person you care for. You need to b
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05 March 2013 - Guide provided by DWP www,dwp.uk Part 1: Overview You could get £51.85 or £77.45 a week to help with personal care because you’re physically or mentally disabled and you’re aged 65 or over. This is called Attendance Allowance.
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05 March 2013 - Guide provided by AgeUK www.ageuk.org Why save energy? Using less energy means you’ll have lower bills, leaving you with more money to spend on other things. Try working out how much you spend on energy at the moment. By following the suggestio
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05 March 2013 - Guide provided by AgeUK www.ageuk.org 1 Introduction Saving water at home will help the environment and may help you to reduce your bills if you are using a water meter. You can only be supplied by your regional water company. You cannot change to an
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05 March 2013 - Guide provided by AgeUK www.ageuk.co.uk 1 Recent developments The Court of Appeal, in the case of Woodcock v Cumbria Primary Care Trust, decided that an employer was right in dismissing an employee facing redundancy- just before he turned 50
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05 March 2013 - Deferring your State Pension, a guide from GOV.UK If you defer your State Pension you may get extra money. You could get this as either extra State Pension or a lump sum payment. Extra State Pension If you put off claiming your State Pension for at l
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05 March 2013 - Guide provided by DWP www.dwp.uk Part 1: Overview You could get between £100 and £300 tax-free to help pay your heating bills if you were born on or before 5 July 1951. This is known as a ‘Winter Fuel Payment’. Most payments a
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05 March 2013 - Guide provided by DWP www.dwp.uk Part 1: Overview If you’re caring for someone for at least 20 hours a week, you could get Carer’s Credit. This is a National Insurance credit that helps build your entitlement to the basic State Pension an
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05 March 2013 - A Guide to Council tax for the over 60's Council Tax rules change once you reach pension age. This guide to Council Tax is for people over 60 and explains how you can save hundreds of pounds each year from claiming Council Tax benefit. The main p
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05 March 2013 - Carer's Allowance explained As at 14 January 2013 If you look after someone for at least 35 hours a week you should consider applying for Carer's Allowance if you haven't already done so. You will be unlikely to get Carer's Allowance
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05 March 2013 - Guide provided by AgeUK www.ageuk.co.uk 1 Introduction You need a television licence to use any television-receiving equipment including TV set, set-top box, video or DVD recorder, PC or mobile phone to watch or record programmes as they are being br
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05 March 2013 - Guide provided by AgeUK www.ageuk.uk Part 1: Overview Your will lets you decide what happens to your money, property and possessions after your death. If you make a will you can also make sure you don’t pay more Inheritance Tax than you need to
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05 March 2013 - When a business goes bust it is catastrophic for the owners and the employees who all lose their jobs. However, it can also result in consumers losing their hard earned cash and in this respect it is vitally important that you know what your rights a
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05 March 2013 - Guide provided by Gov.uk Part 1: Overview When someone dies with no will or known family, their property passes to the Crown as ownerless property (or ‘bona vacantia’) . It can be any kind of property, like buildings, money or personal po
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05 March 2013 - Guide provided by DWP www.dwp.uk Part 1: Calculating tax and National Insurance Paying National Insurance When you reach State Pension age you stop paying National Insurance. Paying tax You only pay Income Tax if your taxable income - including your
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05 March 2013 - Guide provided by DWP www.dwp.uk Part 1: State Pension When you can get State Pension The earliest you can get your State Pension is when you reach your State Pension age. If you retire before you reach this age, you’ll have to wait till then t
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05 March 2013 - Guide provided by DWP www.dwp.uk Part 1: Overview The Over 80 Pension is a State Pension for people aged 80 or over who have little or no State Pension. It can give you £64.40 a week in 2012 to 2013. Part 2: What you'll get What you get dep
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05 March 2013 - Guide provided by DWP www.dwp.uk Part 1: Overview If you’re getting certain benefits, you may be able to get a Cold Weather Payment. Payments will be made when your local temperature is either recorded as, or forecast to be, an average of zero
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05 March 2013 - Guide provided by DWP www.dwp.uk Part 1: Overview If you’re on a low income and need help to pay for a funeral you’re arranging, you could get a Funeral Payment. How much you get depends on your circumstances and if you qualify. Repayment
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05 March 2013 - Guide provided by DWP www.dwp.co.uk Part 1: Overview If your husband, wife or civil partner has died you may be able to get Bereavement Payment: a one-off, tax-free, lump-sum payment of £2,000. Part 2: What you'll get You can get a £2
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05 March 2013 - With claims management companies on the increase and other forms of business realising that they can get their sales message directly in front of consumers by targeting phones and other electronic devices, unsolicited phone calls, text messages and e
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04 March 2013 - 7 Tips to Help You Find employment in Your 60s 1) Identify the skills you have to offer. You need to understand both the skills you have to offer as well as the skills in demand in your area. If you have just come out of full-time employment, think a
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04 March 2013 - What are bullying and harassment? These terms are used interchangeably by most people, and many definitions include bullying as a form of harassment. Harassment, is unwanted conduct related to a relevant protected characteristic, which has the purpos
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03 March 2013 - General advice Redundance arises where an employe is dismissed because (Section 139 of the Employment Rights Act 1996): the employer has ceased (or intends to cease) to carry on business; or the employer's requirements for employees to carry out
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03 March 2013 - Guide provided bywww.separateddads.co.uk Grandparents are a huge asset to any family. Not only do they have a lot of love to give to their grandchildren, but these days they’re often called on as carers while the parents are at work. They play
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25 February 2013 - Nationwide customers should be extra vigilant against spam emails after email addresses were shown in the building society's monthly newsletter. The error occured when customers tried to enter a competition by clicking a link to confirm the custo
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20 February 2013 - Police are currently investigating allegations that a small number of Tesco customer Clubcard accounts may have fallen victim to online fraud. Tesco customers who use the Tesco Club Card get points which are converted into quarterly gift vouchers. Th
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17 February 2013 - ...then it almost certainly is!! Remember this if you ever get offered something that does not ring true. Before you act upon it do your homework to make sure that what you are being offered is 'genuine'.
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15 February 2013 - The OFT has analysed nearly 4,000 complaints made by people renting or letting out a property. The findings are that both tenants and landlords are concerned about: fees and charges levied by agents poor value for money service provided by agents sur
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07 February 2013 - Over the past few weeks we have been hearing the horrifying story of how various supermarkets and fast food outlets have been selling food products containing horse meat. What makes this worst is that those products did not openly say that they conta
... read more »
05 February 2013 - If you are less mobile find the help you need getting out and about. The Disability Living Allowance The Disability Living Allowance (DLA) is the benefit for long – team disabled people who are under 65. This benefit is not savings or income ba
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05 February 2013 - This guide will explain; Things to consider if you are getting a pet for the first time How to find a list of care homes which accept pets What help is available if you become unable to care for your pet What help is available if you can't afford
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02 February 2013 - Family Budget Planner Knowing exactly what money you have available to spend on your families everyday needs is vitally important and planning such spending is therefore imperative. Firstly you need to prepare your family budget, which is basically a
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02 February 2013 - Your rights in cohabitation - what you should know If you have just been living together then you should be aware that there is no such thing in English law as a "common law wife" (or husband for that matter). If you live together and your
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01 February 2013 - When a couple decides to move in together the framework of how benefits are assessed changes. My partner and I are not married. Would we be financially better of if we wed? The majority of benefits treat couple that live together exactly the same way
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22 January 2013 - Customers of Lloyds and Halifax couldn't transfer cash yesterday using The Faster Payment system, due to a system crash. Lloyds have said that all other transfers have been unaffected. The Faster Payment scheme which was launched in 2008 allows m
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21 January 2013 - Customers of the collapsed music and DVD retailer will be relieved to find that HMV's administrators have done a U-turn on their decision not to accept gift cards. The administrators who were called in last week have said that after looking at th
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18 January 2013 - Loan Sharks, otherwise known as "illegal money lenders" are on the increase as consumers find it more and more difficult to obtain loans from high street banks. Whilst they may seem like they are doing a service by lending to those who cann
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16 January 2013 - Here we go again, one day after the terrible news that HMV have gone into administration now yet another high street brand has gone pop! It has therefore been announced that accountants Deloitte have been appointed to manage the struggling entertainm
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15 January 2013 - The last major music and DVD retailer on the high street called in the administrators last night after poor sales failed to back a dying business model. The 92 year old firm appointed Deloitte as administrators. Deloitte have decided to keep HMV'
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14 January 2013 - During the coming weeks of ice and snow millions of us will be dependent on our cars to visit friends and family. Avoid expensive call out fees and hours of waiting at the side of the road by minimising the risk of a breakdown in the first place. Rem
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14 January 2013 - Click on the pic to access WhimSicAL LusH facebook page
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14 January 2013 - If you wear a uniform or protective clothing at work, and have to wash it yourself you can claim tax relief of up to £60 a year. There are also other tax-deductible expenses you may be able to claim for, such as the cost of professional fees, s
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09 January 2013 - The announcement from PricewaterhouseCoopers (PwC) who have been appointed as the administrators of the ailing retail outlet, puts 2,000 jobs at risk as a buyer of all 193 stores seems unlikely. Unfortunately people who have Jessops gift vouchers wil
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31 December 2012 - Retailers are under no legal obligation to exchange or refund a gift unless: it was faulty when bought it is not as described it is not fit for purpose. REMEMBER: If you receive a gift which does not fit you properly or you simply do not like it, you
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30 December 2012 - Over the past few years it feels like we have heard one shocking story after the other involving banks treating its customers really badly, sometimes even fraudulently! Well, here we are again. This time HSBC and RBS/Natwest are in the spotlight for
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30 December 2012 - HSBC and RBS have now announced that they will repay those people that 'forgot' to take money that they withdrew from an ATM machine. Both banks have confirmed that they will go back to 2005 and analyse circumstances where customers withdrew
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20 December 2012 - The Department for Business, Innovation and Skills (BIS) has launched a consultation that could see businesses made to give money back which was gained from over-payments or mis-selling. It was announced that authorities like Trading Standards will b
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18 December 2012 - The Government is to half the 90-day period of consultation for redundancies that companies are required to take before making large-scale redundancies. Employment Relations Minister Jo Swinson said the move to 45 days is to help workers and support
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06 December 2012 - A new film has been created by Lancashire Constabulary and East Lancashire Deaf Society to warn deaf people about internet fraudsters. The film was created after police became aware that the deaf community are deliberately being targeted by online co
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04 December 2012 - If you wear a uniform or protective clothing at work, and have to wash it your self you can claim tax relief of up to £60 a year. There are other tax-deductible expenses you may be able to claim for. Such as the cost of professional fees, speci
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24 November 2012 - When you buy something online you get what is called a "7 day cooling off period". This means that you are perfectly entitled to change your mind about what you have purchased within 7 days of delivery and if you do that the seller must giv
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23 November 2012 - As with energy supplies there is always a better mortgage deal on the market which can save you money long-term as well as lowering your monthly costs. However, if you have had the same mortgage for some time you may be surprised how difficult it has
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23 November 2012 - Every year thousands of people join gyms or other similar organisations, sign up a direct debit ("DD") and then when they stop using the service they forget to cancel the DD. This is very common. Ask your bank for a list of your DD's an
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21 November 2012 - As consumers we have all had a fairly bad deal when it comes to gas and electricity prices in recent years. In this respect we have had an energy market full of overly complicated tariffs which most consumers simply could not fully understand and to
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21 November 2012 - Many people are receiving a chain email mostly on social media that warns people about a postal scam that could leave you £315 out of pocket. This email is a hoax and the information contained in it is NOT TRUE. If you receive this information
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18 November 2012 - Comet is preparing to close up to 40 stores by the end of the November. This means that the administrators are stepping up the deals to get rid of stock as quick as possible. However, beware that if you buy something from Comet which turns out to be
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18 November 2012 - I need to find lower price car insurance Search and find a cheaper car insurance in 3 easy steps Click here to start seaching for low cost car insurance
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18 November 2012 - I need to find lower price car insurance Search and find a cheaper car insurance in 3 easy steps Click here to start seaching for low cost car insurance
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13 November 2012 - National Consumer Week 2012 will be launching on the 12 November and is organised by the Trading Standards Institute. This years theme is 'cold calling don't buy it'. Say NO to cold callers The aim of the nationwide campaign is to protect
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13 November 2012 - Many people are receiving emails from a company pretending to be UK Payment. This is a scam and any email and attached links should be ignored. The email looks like this: Subject: Trouble with UK Payments transaction. ID: XXXXXXX Cancelled Transfer I
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12 November 2012 - You and Your Rights are now in Partnership with the Office of Fair Trading, shortly we will be publishing a number of new campaigns on various consumer rights issues, Dean Dunham from You and Your Rights will be fronting the campaigns, watch this spa
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12 November 2012 - One way to limit your spending is to have a look at what you spend each month and split your expenses into two different lists, essentials and non-essentials. First list: Essentials are items such as food and energy bills, try to see if you can find
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09 November 2012 - Youandyourrights.co.uk and the OFT are warning consumers who wish to access government services to check whether they are visiting the official government website or the website of a business charging for processing services. Searching on the interne
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08 November 2012 - You do not lose any of your consumer rights just because the item is in the sale. The Sale of Goods act applies to sale and non- sale items and says they must be: as described of satisfactory quality fit for purpose REMEMBER: a shop can not try to li
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08 November 2012 - The decision to suspend the use of gift vouchers in comet stores has been reversed after it emerged that disabled children, who had received vouchers from the Family Fund charity, where amongst those caught up in the mess. The Comet sale is now on. T
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07 November 2012 - Four of the biggest supermarket chains in the UK have cut there petrol and diesel prices by as much as 2p. Asda said the cuts are due to wholesale prices. Sainsbury's, Tesco and finally Morrisons followed suit to also say they are cutting gas pri
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07 November 2012 - Many people are getting text messages form a company pretending to be the communications regulator Ofcom asking for personal details. It should go without saying that this is a scam. Organisations like Ofcom will never ask you to provide you personal
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05 November 2012 - A quick check once a month can help guard against financial heartache. Checking your online or paper statements alerts you to a non-payment of a bill, fraudulent activity, bank charges and even a direct debit that you forgot to cancel the last time y
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03 November 2012 - If it is not bad enough that comet collapsed into administration this week it has now emerged that its administrators have suspended the use of gift vouchers even though all comet stores remain open. It has been reported that the staff have been inst
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01 November 2012 - It’s not really any great surprise to see another retailer on the verge of collapse. This time it is Comet that are believed to be on the brink of administration, which will be one of the biggest casualties on the High Street that we have seen.
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29 October 2012 - On 7th January 2013 a new Child Benefit Scheme is being introduced which will affect 1.2 million families. Under the new scheme if you or your partner earns more than £50,000 per year you will be affected as follows: i) If you or your partner e
... read more »
29 October 2012 - The majority of flights to and from the East coast of America have been cancelled due to the news of Hurricane Sandy. This is devastating news for those who were planning on travelling to the US on holiday for the half-term break, but if this has aff
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26 October 2012 - Change my bank account - what are the best deals. To check out the best banking deals for my personal bank accout click here Moving your bank account can seem like a scarey prospect, but when you choose the right current bank account for you, you cou
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25 October 2012 - 75% of state schools tell parents where to shop for uniforms. The Office of Fair Trading's (OFT) recent report on school uniforms found that a staggering 74 per cent of schools impose restrictions on where parents can buy their child's unifor
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24 October 2012 - Did you know that British residents are eligible for healthcare in EU countries? If you are planning to take the kids to France during the half term or escape the winter in the Europe than you could save by getting your free European Health Insurance
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24 October 2012 - What you need to know about The European Health Insurance Card The European Health Insurance Card or EHIC provides UK residence access to reduced or free state – provided medical care while on holiday in the European Economic Area. Including Sw
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22 October 2012 - The National Housing Federation who represents 1,200 housing associations in England asks for a National campaign in creating more affordable homes in the UK. The NHF has reported that in the last three years 420,000 more people have had to seek the
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18 October 2012 - It’s that time of year again when we start to consider energy prices and more importantly when people who cannot afford to heat their homes really suffer. This is also a really topical subject this week due to the Government’s announcemen
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18 October 2012 - Listen to what Dean Dunham said in a radio interview CLICK HERE Cameron will force energy firms to offer there lowest tariff automatically The Prime Minister has announced that Legislation is to be presented to parliament, which will force energy fir
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17 October 2012 - Join us in asking the government to reconsider Universal Credit Welfare reform Universal Credit is a new benefits system set to replace a number of key current benefits, including some Income Support; Income based Job Seekers Allowance, Housing Benef
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17 October 2012 - The news agency Reuters has uncovered, after a four-month investigation, that in the last 14 years the global brand has only paid £8.6 million in tax in the UK. It has been reported that the coffee giant told investors on the one hand that the
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17 October 2012 - When buying online you never really know what you are going to get or indeed if you are even going to receive the goods, especially if you buy from a website that is not a well known brand. With this being the case you should always try to use a cred
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17 October 2012 - MasterCard has been selling transaction information to marketers An add campaign by bluekai and MasterCard Advisors detailing how marketers can generate more targeted campaigns was found by the Financial Times yesterday. The advert in question explai
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16 October 2012 - Starbucks told investors one thing and the UK tax man another. The news agency Reuters uncovered in there four-month investigation that in the last 14 years the global brand has only paid £8.6 million in tax in the UK. It has been reported that
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16 October 2012 - Food Bank feds a record 110,000 Britons in six months. The food bank The Trussell Trust network fed over 110,000 people since April this year compared with a total of 128,697 in the whole of 2011-2012. Trussell's food banks provide at least three
... read more »
15 October 2012 - (Theresa May speaking in the house of commons). 15.10.12 The Home Secretary Theresa May announced that the Government plans to exercise its rights to opt out of all 140 EU measures on Law and Order. Under the Lisbon Treaty, the British Government has
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15 October 2012 - 15.10.12 How to claim free cinema tickets before the film is released to the public. To help spread word of mouth through social media, blogging, and general chitter chatter many film distributors create free screenings for people to enjoy the film a
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15 October 2012 - 15.10.12 The Local Government Association estimates that there has been a £1bn reduction in English councils' current social care budgets since the government spending review in 2010. If you compare help offered in Barking and Dagenham with
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12 October 2012 - 12.10.12 OFT published a report on legal rights not being met by online retailers. A report by the Office of Fair Trading tell of how more than a third of the UK's top online retailers could be breaking consumer laws. A check of 156 websites sugg
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12 October 2012 - You can lower your water heating energy bill by using and wasting less hot water in your home. By fixing leaks, installing low-flow fixtures will help you conserve hot water. Next time you need to buy a dishwasher, or washing machine look an into ene
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12 October 2012 - 12.10.12 Beware of a scam artist who has been operating in Lincoln A man in Tritton Road in Lincoln was conned out of £20. The incident happened at around 10am on October the 12th. A man was asking for directions to the A1 in a car park, when t
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12 October 2012 - Employee share scheme to be volentry for new starters from April The government is set to create a new form of employment contract, in which employers will grant employees up to £50,000 worth of tax-free shares in the business if the employees
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12 October 2012 - 12.10.12 Do you know about Cashback credit cards? Many credit card providers offer cashback reward programs. A cashback credit card is when the credit card company will give you a percentage of the transaction back in cash. Credit card companies pay
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12 October 2012 - 12.10.12 British Gas will increase energy prices by 9% from November the 16th Phil Bentley, the Managing director of British Gas has said: "Britain's North Sea gas supplies are running out, and British Gas has to pay the going rate for gas i
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11 October 2012 - Churchcastle, who are a premium rate prize promoter, have been given a record fine of £800,000 by the watchdog PhonepayPlus. The fine was levied due to Churchcastle causing a high number of people, particularly venerable individuals, to run up
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11 October 2012 - If it is not bad enough that the energy suppliers are set to increase prices it has now emerged that Sky are set to increase the price of its telephone line rental by a wopping 18 per cent! As a result, the price for Sky line rental will increase fro
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11 October 2012 - The Natwest IT department is in turmoil ‘again’. This time it has had to suspend part of its mobile phone application that lets customers withdraw cash without a debit card due to attacks from fraudsters. The bank said that customers had
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11 October 2012 - We hate to say it but there is more heartache for consumers on the way. The Evening Standard have therefore this evening (11 October) reported that British Gas is set to announce a rise in energy prices of up to £100 a year to households. It is
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11 October 2012 - Tesco are giving £10 off when you spend £75 or more on Tesco direct (their online portal). All you need to do is enter discount code: TD-MXTN when you get to the online checkout.
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11 October 2012 - UK Households waste on average 25% of all the food they buy. Purchase only what you expect to eat over the coming week in your weekly shop, and you will save about 25% on your food bill.
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10 October 2012 - Healthcare Cash plans are intended for use on common everyday medical needs such as dental and optical. The idea is that you pay £6 per month depending on what kind of plan you have chosen. When you go to the optician and after buying new glass
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10 October 2012 - Tesco are giving 25% off Wine by the case for new customers using eCoupon code XXKXFP.
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10 October 2012 - The M&S Monthly Saver offers a fixed rate of 6% gross AER (or 4.8% after tax) to those who can deposit between £25 and £250 a month for 12 months. That means the most you can invest in a year is £3,000. No partial withdrawals ar
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02 October 2012 - Households could generate £65 billion of income ‘tax free’ each year by taking advantage of the Rent a Room scheme Times are obviously still hard for the vast majority of people and with this being the case it is advisable to look a
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02 October 2012 - Households could generate £65 billion of income ‘tax free’ each year by taking advantage of the Rent a Room scheme Times are obviously still hard for the vast majority of people and with this being the case it is advisable to look a
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01 October 2012 - Minimise the risks of falling victim to skiing holiday fraud: It is that time of year where consumers are starting to book ski holidays and this means that the scammers are out in force, trying all sorts of tricks to con unsuspecting people looking t
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01 October 2012 - We are all experiencing an increase in unsolicited ‘spam’ text messages, usually about PPI, reducing debt or other similar services offered by claims management companies. These texts are both annoying and in most cases unwanted and histo
... read more »
01 October 2012 - Security firm Sophos has warned users to be wary of emails which claim to come from privacy@microsoft.com. The emails, which are cleverly designed to resemble official alerts from Microsoft, tell users that their computer is at high risk and advises
... read more »
01 October 2012 - Top tips when buying a car 1. Decide exactly what you want and need - consider this very carefully so that you can look for exactly what you need. 2. Research how much the car should cost - you can research the market by looking at second hand car ad
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27 September 2012 - Waitrose are offering £50 off your first five online grocery shops. To qualify you need to: 1.spend £75 or more 'per shop' 2.place your first offer for delivery by 3 November 3. receive your fifth delivery by 15 December 2012.
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27 September 2012 - Millions of women drivers could face paying an extra £362 a year for their car insurance after a ruling by the European courts. The increase follows a decision that men cannot be charged more for their policies than women and is due to take eff
... read more »
27 September 2012 - Insurance is really big business and is a significant money spinner for those that provide it, but how useful or indeed 'appropriate' are many of these insurance policies?? In recent times we have seen the great debacle of payment protection
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26 September 2012 - Customers with a mobile subscription with Tesco are being offered 12 months' free home broadband and calls when they also take out line rental. All Tesco Mobile customers - including pay monthly, pay-as-you-go and SIM-only users - are entitled to
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26 September 2012 - As a result of an EU ruling the likes of Sheilas Wheels and other 'female' car insurance companies will not be able to offer 'cheaper' car insurance for women. This takes affect from 21 December 2012. Act now, we recommend that you tr
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26 September 2012 - The national minimum wage, which employers must pay their employees, will increase from 1st October 2012. The main rate for workers aged 21 and over will increase from £6.08 per hour to £6.19 per hour and apprenticeship rate will increase
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26 September 2012 - The national minimum wage, which employers must pay their employees, will increase from 1st October 2012. The main rate for workers aged 21 and over will increase from £6.08 per hour to £6.19 per hour and apprenticeship rate will increase
... read more »
25 September 2012 - In a move that clearly goes against recent trends Asda has cut its fuel prices pleadging that unleaded petrol will cost "no more that " 135.7 pence-per-litre at its forecourts and that diesel will be cut to 139.7 pence-per-litre. Sainsbury
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25 September 2012 - If you have any unused vouchers from JJB sports use them NOW before it is too late. Also, if you have an unwanted purchase from JJB that you want to return, do so immediately. If you leave it much longer you may be too late as the chain is in the pro
... read more »
25 September 2012 - Millions of women drivers could face paying an extra £362 a year for their car insurance after a ruling by the European courts. The increase follows a decision that men cannot be charged more for their policies than women and is due to take eff
... read more »
24 September 2012 - There are just days left to take action if you feel that you have a claim in relation to fees for care that you have paid. However, despite the fact that the deadline is 30th September, which really means 28th (which is a Friday) you do not have to p
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24 September 2012 - Over the next few weeks the government will be sending over one million letters out to families that are set to loose their child benefit from January. If one of the parents earns more that £42476 per year then they will no longer qualify for C
... read more »
24 September 2012 - Christmas cards In all honesty they are probably the biggest waste of money at Christmas. Why not send an e-card (there are lots of websites that do these) instead for free?
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23 September 2012 - On 7th January 2013 a new Child Benefit Scheme is being introduced which will affect 1.2 million families. Who is affected? If you or your partner earn more than £50,000 per year you will be affected as follows: i) If you or your partner earns
... read more »
23 September 2012 - Share the cost of Christmas by gathering as many members of the family together as you can. Each person can provide one element – the turkey, booze, puddings, etc. You could also set up a Secret Santa scheme. Each person buys a gift for one oth
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23 September 2012 - Money-off vouchers, Don't buy anything until you have searched the 'money off' voucher sites first. It is highly likely that you find a voucher for the item that you want to buy.
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23 September 2012 - Get the best deal. Retailers are fighting for your business which means that they are all trying to undercut each other. With this being the case shop around (looking at different shops on the High street and online) and make sure that you get the be
... read more »
23 September 2012 - Make your own presents. Why spend your hard earned on presents if you can make your own. There are so many great presents that you can make yourself that it is worth looking into this.
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18 September 2012 - Day 97 Christmas saving tip 1. Set a limit on spending. it is so easy to simply keep on spending at Christmas and before you realise you have spent a fortune! It is therefore imperative that you set yourself a strict budget of what you can afford to
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17 September 2012 - How do I save money on petrol? The price of fuel is rising and with this being the case it is now more important than ever that you pay particular attention to the amount of fuel that you use. Here are our top tips on saving fuel: 1. TYRES Check your
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17 September 2012 - DO YOU KNOW YOU’RE RIGHTS WHEN SOMEONE SELLS YOU SOMETHING AT YOUR DOORSTEP? What are my rights? What's the Law? Doorstep selling is when a salesperson sells you goods or services in your home or on your doorstep. If you spend more than &po
... read more »
17 September 2012 - Energy Suppliers There is no getting away from it, we all need and reply upon energy suppliers as water, electricity and in some cases gas all form part of our basic living needs. It is probably therefore no surprise that energy prices are constantly
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17 September 2012 - Cohabitation – Know your rights There is a big misconception that if you live with someone for a period of time If you have just been living together then you should be aware that there is no such thing in English law as a "common law wife
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17 September 2012 - My mobile phone has broken but it’s out of warranty, what do I do? This is becoming an increasing problem, especially with iPhones. Here’s the scenario which for many people will sound familiar. You go to a shop to buy an iPhone and you g
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17 September 2012 - THOSE AFFECTED BY THE NATWEST GLITCH HAVE RIGHTS – DEAN DUNHAM OF YOUANDYOURRIGHTS.COM EXPLAINS…. Bank says it does not know when systems will be running normally again after IT meltdown Millions of NatWest bank customers have been hit b
... read more »
02 September 2012 - CLICK TO LISTEN Part 1 - BBC Radio 5 Live CLICK TO LISTEN Part 2 CLICK TO LISTEN BBC Northampton BBC Radio 4 programme You and Yours by Interview by Winifred Robinson Dean demonstrates a few novel but legal ways to retain your child benifit. CLICK HE
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05 August 2012 - A packaged bank account is generally a current account that has a range of benefits included such as: Insurance policies Music downloads Airport lounge access Commission free foreign currency Various discounts However, such added benefits are not &ls
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28 July 2012 - Nationwide is the latest bank to have problems wtith its IT! During the course of this week some of their customers (we are unsure how many at this stage) have been charged 'twice' when using their Nationwide debit card. Whilst Nationwide are
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28 July 2012 - This weeks even-worse-than-predicted GDP figures could be the start of more problems for pensioners and those nearing retirement. The latest data has shown that the economy contracted at a quarter-on-quarter rate of 0.7 per cent, demonstrating that t
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28 July 2012 - At last the FSA 'seem' to be doing something to stop the banks and other financial institutions mis-selling financial products. This is long overdue and I cannot understand why it has taken so long. Dependant upon how effective these new rule
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28 July 2012 - You have until 31st July to renew your tax credits, failing which you could loose out. For more information log on tohttp://www.hmrc.gov.uk/TAXCREDITS/
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16 July 2012 - Ofgem, the energy regulator, set out plans today for a £22bn upgrade to the UK’s ageing gas and electricity networks. The work will allow the connection of more renewable energy projects but will also add £11 a year to the average &
... read more »
16 July 2012 - WARNING: today sees the start of the new 'Olympic' lanes in London. These are special road lanes set up for the Olypics and if you are found driving in an Olympic lane you will get a £130 fine!
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12 July 2012 - Should O2 provide compensation – UPDATE (1:30pm 12 July) We have asked the question again, “will O2 customers who have suffered a loss receive compensation”?. However, O2 are still keeping silent on the matter. We have head rumours
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10 July 2012 - This Saturday (14th July 2012) I am filming a consumer TV show with Channel 4. This is a primetime show that is aired at 8pm Wednesday nights starting in 2 weeks. We are looking for people that have had a problem with one of the following areas: Clai
... read more »
09 July 2012 - If someone told you that an energy company would give you a FREE new boiler and cheap electricity and gas you simply would not believe it. Why would you in an age where the energy companies cant stop increasing prices. However, this is exactly what a
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29 June 2012 - Mervyn King finally speaks out about the “shoddy deceitful” banks Mervyn King, the Governor of the Bank of England has today publically spoken out about Barclays and the other UK banks implicated in the recent banking scandals, in a speec
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28 June 2012 - If you have had problems during the recent NatWest “glitch” you will need to ensure that you keep full and precise details of how you have been financially inconvenienced, including dates, times and amounts. Additionally, you should keep
... read more »
28 June 2012 - A new system set up to tackle online piracy for people who download music, movies and e-books from the internet will see people being sent warning letters that could lead to court action on the grounds of copyright theft. This in effect will mean tha
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28 June 2012 - First we had all of the issues over unfair bank charges, then PPI being mis-sold, then the issues with the RBS/Natwest/Ulster Bank and now Barclays have held their hands up and admitted that they have effectively 'lied' about the cost of thei
... read more »
28 June 2012 - A ruling from Strasbourg following a case by an ex-pat living in Switzerland since 1998 won his landmark case against the Government now means that all ex-pats living abroad can claim the Winter Fuel Allowance even though they are not resident in the
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28 June 2012 - The Chief Executive of the National Association of Pension Funds is reported to have said that half a million people retiring each year are being short-changed by up to £1 billion from their future pension income. She has said “It is esse
... read more »
28 June 2012 - At the start of the week news broke that Barclays had been fined a record £290m for their traders being involved in ‘rigging’ Libor rates, now at the end of the week the SFO have announced that they have launched a formal investigat
... read more »
24 June 2012 - We have seen hundreds of emails via www.youandyourrights.co.uk from RBS/Natwest/Ulster Bank customers who have suffered as a result of the major software glitch that the bank has experienced. I have also spoken on BBC radio a few times today and agai
... read more »
22 June 2012 - Update: MONDAY 25/6/12: We are hearing rumours that the bank is now saying that it is not actually liable for the consequences of the software glitch that has occurred, due to its ‘terms and conditions”. Well, I am pleased to say this is
... read more »
20 June 2012 - Every time I go on holiday I have to buy a new case. Even with a guarantee it is no use as the retailer insists it is airline damage for which the luggage is not covered by the guarantee. Even one that was replaced by an airline came apart on the fir
... read more »
20 June 2012 - Have you ever been caught out by the small print (ie: those tiny terms and conditions)?? If you are one of the many many people that has i want to hear your story as something needs to be done. We are going to campaign for 'ban the small print
... read more »
20 June 2012 - Police in Gloucester have issued a fresh warning about fraudsters taking advantage of people making Payment Protection Insurance (PPI) compensation claims. It comes after a woman from Gloucester was defrauded of thousands of pounds. She had begun dea
... read more »
19 June 2012 - This is becoming an increasing problem, especially with iPhones. Here’s the scenario which for many people will sound familiar. You go to a shop to buy an iPhone and you get told that you can have the iPhone FREE if you take out a 2 year contra
... read more »
18 June 2012 - Under a new Universal Credit system, workers who strike and claim benefits to top up their income will no longer be able to do so. Currently, those workers on low pay (under £13,000) can get assistance if their pay falls below a certain level.
... read more »
18 June 2012 - The Human Rights Act does not protect the elderly in care homes and hospitals. The only cover for the elderly under the Human Rights Act is for those residents whose fees are paid by their local authority or patients in NHS Institutions. The study ha
... read more »
18 June 2012 - A firm in Bournemouth has had hundreds of complaints made against it to Trading Standards following the mis-selling of the insurance for Sky products. The hard selling tactics persuaded many consumers to switch their insurance to this company but the
... read more »
18 June 2012 - Airbus, plane builder has changed the layout of their A320 jets to incorporate larger seats for larger passengers, but they will be charged a “fat tax” for the same. The remainder of the other seats will be slightly smaller in size. The t
... read more »
15 June 2012 - The three biggest water authorities, Anglian Water, Thames Water and Southern Water are due to lift the restrictions for hosepipe bans tomorrow due to the exceptional rainfall over the last three days, on top of April’s record levels. Smaller c
... read more »
15 June 2012 - Judges who refuse to deport foreign criminals on the grounds that they have a right to a family life are being told to stop this practice and a vote in Parliament to confirm to Judges what the British public believe and what Parliament has stated wil
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15 June 2012 - A recent letter to businesses of a city centre has advised that their mail deliveries will be suspended in wet weather conditions, such as persistent rain, ice and snow due to a postman slipping over on the footpath and steps (which it is alleged are
... read more »
15 June 2012 - Under recently published plans, motorists are to face on the spot fines of £90 plus three points on their licence for “hogging” the outside lane of a motorway. There are also increases of 50% planned for fines relating to speeding o
... read more »
15 June 2012 - An extension of punishments for breaches of Court ordered care arrangements will be proposed today for mothers who refuse to allow their former partners to maintain a proper relationship with their children. They could be stripped of their driving li
... read more »
15 June 2012 - The planes used by both Google and Apple to create the 3D maps are so detailed that they can show up objects just four inches wide and the military-grade cameras are believed to be so powerful that they can look through windows and skylights. The Dir
... read more »
14 June 2012 - At youandyourrights we keep on hearing shocking stories where people have been 'conned' or just not treated right. Some of these stories relate to bank debts, some relate to finance agreements and others relate to various housing/family issue
... read more »
11 June 2012 - We have successfully helped thousands of people to reclaim PPI premiums due being mis-sold the policies. Each of these has used out template PPI letters and information to claim. There have been over 36000 downloads. Our template letters are here
... read more »
09 June 2012 - I interviewed N Power this week and during the interview I took the opportunity to probe them about cold calling. For clarify, Cold Calling is the practice whereby the electricity suppliers (and indeed many other types of suppliers) send agents out o
... read more »
09 June 2012 - Are you in debt due to a car loan that you took out before 2008?? If you are it is possible that the loan does not comply with the Consumer Credit Act and therefore that it cannot be enforced against you. If this applies to you send us your story...
... read more »
24 May 2012 - Have you tried to claim against your credit card company under section 75 Consumer Credit Act but been told that they will not pay up due to the fact that the item purchased on the card was not for the benefit of the card holder?? This is the wonderf
... read more »
21 May 2012 - Mr Hahn owns a Mini cooper One D. When he purchased the car the dealership told him that the car was EXEMPT from the Congestion charge. Following his first journey into Central London with the car he received a charge notice from Transport for London
... read more »
20 May 2012 - Mr Reid purchased a gift for his daughter using his credit card. Unfortunately the goods he purchased were faulty and when he went to take them back to the supplier he found that they had gone out of business. Mr Reid therefore made a claim to his cr
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19 May 2012 - Several people contacted us through the site to inform us about an alleged scam known as confidential elite and asked us for help. Each person parted with their hard earned cash in exchange for certain promises from the people at confidential elite,
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25 April 2012 - Cancer Drugs Fund, the fund set up with £200 million in April 2001 for the year to April 2012 by the Government to provide life extending drugs for cancer sufferers is reported to still have around £60 million available and waiting to be
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25 April 2012 - Care homes are coming under increasing attack for the care received by their residents. Another care home has been under investigation by the Care Quality Commission where a male nurse was jailed following his abuse of an elderly woman in the care ho
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19 April 2012 - Panels of local volunteers are to be set up as justice panels in a shake up of sentencing to be known as Neighbourhood Restoration Panels for low level crimes. “Yobs” will be put in front of these panels and made to apologise to their vic
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19 April 2012 - Internet Trolls are becoming more and more prevalent causing misery to people who have lost loved ones. These callous people set up Facebook pages, send messages and generally cause upset and distress to families. One example is of a fake Facebook pa
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19 April 2012 - Water companies are pushing to get consumers to take out expensive policies through third parties like Homeserve for burst pipes when they have their own free repair service. A Which? study has found that millions of householders are paying for thing
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19 April 2012 - Whilst mothers of adopted babies are entitled to both maternity leave and maternity pay, a legal loophole has been unveiled whereby surrogate mothers are entitled to maternity leave but have no right to maternity pay. The woman who was born without a
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19 April 2012 - An investigation has revealed that the free financial advice service which is backed by the Government has serious flaws. This service, which is set up by the Financial Services Authority, has made mistakes when consumers call or visit their website
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19 April 2012 - A practice adopted by many household companies known as “Shrink-Ray” is now becoming more widespread. “Shrink-Ray” is where companies reduce the size of the packaging, but do not reduce the price and in some cases, especially
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19 April 2012 - It is reported that there are hundreds of people living in fear of debt collectors and bailiffs and whilst many cases are genuine, many more are simple communication failures. They can be called in for debts on credit cards, monies owing to banks and
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16 April 2012 - It has emerged that council homes are being handed over to jobless immigrants whilst the British on waiting lists are still waiting. Anger arose as it was found that 45% of social housing in parts of West London is occupied by jobless foreigners and
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16 April 2012 - A couple are distraught following the death of their 19 month old baby last year from dehydration following four days of severe diarrhoea and vomiting after they visited both the GP and hospital where doctors reassured the parents that there was noth
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16 April 2012 - New proposals being considered by the Government which would mean that parents could face fines of up to £120.00 which would be deducted from their Child Benefit if they are not paid. There are claims that an increasing number of parents are al
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12 April 2012 - A tiny hamlet has, for years, been able to receive deliveries via an alternative route following the condemnation of the 50 year old bridge in 2009, except from Royal Mail. The Council condemned the bridge and banned vehicles from using it following
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12 April 2012 - Directives have been drawn up by the EU Coiffure and UNI Europa Hair & Beauty organisations which would ban hairdressers from wearing jewellery which would include watches and wearing high heels or wedges . They would also have to wear suitable c
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12 April 2012 - NHS plans were branded “barmy” yesterday after it was revealed that physiotherapists could no longer use their hands to massage aching joints and limbs but had to tell patients to look up some treatments on the internet and then exercise
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12 April 2012 - A Doctor who was banned in 2007 after prescribing the wrong drugs and performing operations for which he was not qualified and who was again suspended in 2010 for failing to show enough improvement has been reinstated by the General Medical Council.
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12 April 2012 - Two volunteer football coaches have been suspended for organising an under 11s football tournament because it allowed children to play competitively against each other. The two coaches who gave up hours of their own time running a junior league were
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12 April 2012 - It has been revealed that thousands of patients are being sent home to relieve the pressure on beds in the middle of the night. Some of them being elderly patients who have to go home to empty houses with little or no planning for their return home.
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12 April 2012 - Whilst interest only mortgages may be cheaper at the moment due to the low interest rates and many homeowners changing from Capital to Interest Only repayments, in the long run economists fear that if interest rates dramatically increase or there is
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07 April 2012 - If ASBOs are scrapped, as is proposed by the Home Secretary, landlords fear that nuisance neighbours will be harder to deal with. It is proposed that they will be replaced with Crime Prevention Orders which would leave owners “literally powerle
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07 April 2012 - A pensioner who lived for his allotment has received a letter from his local council giving him three weeks to remove the allotment as they state his bad hip was a safety hazard. The council state that his hip previously gave out while he was on the
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07 April 2012 - If you have had your home repossessed over the last 12 years, you could have to pay out for any shortfall (including agents and solicitors fees) once the house has been sold by the lender. One lady handed back her keys, after splitting up from her pa
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07 April 2012 - An announcement today is expected that a new fund to be backed by Britain’s leading banks will be invested in social enterprises. It is reported that the money from the fund will include an initial £400 million from dormant bank accounts
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06 April 2012 - Following a change to the law employees now have to be employed for more than 2 years to claim 'unfair dismissal'. Previously the qualifying period was 1 year.
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06 April 2012 - The speculation of a hosepipe ban has now become a reality so here are some key facts that you need to know: Q: When does the ban start and does it affect me? Dean: The ban started on 5th April 2012. At the moment the following water companies have i
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03 April 2012 - The DVLA have sold on drivers details to parking fine firms which included a convicted criminal who ran a dubious enforcement company. This firm wrongly called in bailiffs, unfairly disallowed appeals and erected misleading signs. Another 12 firms to
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03 April 2012 - A “Workplace Parking Levy” has been introduced by Nottingham City Council meaning that for every parking space over 10 that a Company provides to its workers, the Council will charge them up to £288 per year. Nottingham City Council
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03 April 2012 - Under new planned legislation which is expected to be announced in next month’s Queens speech, GCHQ will be able to monitor emails and website visits on demand. Although GCHQ would be able to look at the numbers dialled or email addresses and a
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03 April 2012 - At a time when we are all being told to save water and a hosepipe ban is being introduced from Thursday, some water companies are still “high pressure flushing” to clear mains pipes of sediment and rust. One particular water board sent su
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31 March 2012 - A recent study has revealed that fraudsters who are posing on dating websites have conned thousands of pounds from their “victims” in the form of presents. Some of them have even been sexually abused or forced to strip on webcams. The Uni
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31 March 2012 - Health experts are warning that hundreds of transplant patients could have received donor organs which are potentially poisoned by bacteria from the solution which is used to keep them fresh during transportation. The liquid was recalled by the manuf
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30 March 2012 - We are still receiving a number of complaints from people who have lost thier hard earned money through joining the Confidential Elite network at www.confidentialelite.com. It would therefore appear that this is still operating.
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29 March 2012 - A shop worker who got 80 tattoos in two years was told to cover them up with make up and moved to a stockroom role has said he was “humiliated” and felt he had to leave his job. He is reported to have said “Every time I got a new ta
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29 March 2012 - The Supreme Court yesterday overruled the previous Court of Appeal decision and ruled that the insurance liability was triggered for victims of asbestos when the employees were exposed to the dust and not when the symptoms emerged. This means that fa
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29 March 2012 - A Government Minister who has told drivers to hoard petrol at home has not only angered fire chiefs by putting lives and property at risk, but has not reminded consumers regarding the law of doing so. Storage of fuel at home or the workplace (unless
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28 March 2012 - In most cases it is advisable to use the services of a solicitor or barrister if you want to take a legal action against someone, whether it be against an individual or company. However, there are occasions when you either need to deal with the matte
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28 March 2012 - It is alleged that some Trustees are touting their seats on the open market which is taking much needed funds away from charity events. Although this is not illegal, the Albert Hall’s President has announced an urgent inquiry yesterday and stat
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28 March 2012 - I own a Mini cooper One D which is EXEMPT from the Congestion charge. Despite this i receieved a fine for not paying the Congestion charge. I contacted Transport for London and they clearly did not know that my car type was exempt. This morning a bai
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28 March 2012 - A driver pulled over in a no parking zone feeling unwell and when the car clamper tried to clamp his van, the driver stood in front of his car to block the clamper’s way and collapsed. The clamper called for an ambulance and then clamped the dr
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28 March 2012 - Threatening demands are being received for tax payments, particularly by the elderly, who have not underpaid tax. In November 2011 HMRC advised that over a million people had underpaid tax due to their tax codes not changing when they retired or comm
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28 March 2012 - Abortion clinics are reported to be breaking the law and supplying abortions “on demand” or even sending patients abroad where the abortion laws are laxer than in the UK but no prosecutions have happened nor licences removed. It appears t
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27 March 2012 - A report by the Alzheimer’s Society has revealed that approximately half a million sufferers have little support and are left to struggle. They are calling for a “radical shift” in the way dementia sufferers are treated and to get t
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27 March 2012 - A senior committee of MPs and peers is due to rule today that there is no need to have new privacy laws or statutory regulations of the press following the Press Complaints Commission which will close this year. The final report proposes a “sta
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27 March 2012 - Proposals are being considered by city leaders to charge drunks for treatment in Accident and Emergency Departments due to the cost to the NHS of treating them. This is due to the fact that approximately £400 million a year of tax payers’
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27 March 2012 - The cost of fuel could increase even further due to a strike by fuel tanker drivers. The timing could cause disruption over the Easter break with many garages having to close when the supply of fuel runs out. This could also have a knock on effect to
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27 March 2012 - The EU is planning a ban on free plastic bags across the whole of Europe and proposing to make shoppers pay for them which could become law within two years. This has come after some European countries have introduced charging for the single use carr
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27 March 2012 - Freedom of Information figures have shown that paedophiles, arsonists and drug dealers have all applied to become teachers in the last year. Sex offenders were also caught by the Criminal Records Bureau after checks were made for applications for nur
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27 March 2012 - A report reveals that as many as 14,000 elderly people are considered too old to treat and although cancer rates are high in the over 75s, cases are often diagnosed too late and then life-saving treatment is denied. It has been found by Macmillan Can
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23 March 2012 - A council has told a public spirited pensioner who has been filling in potholes in his lane with a gravel mix that they will prosecute him for fly tipping if he continues. He was also told that he would be sued if anyone falls over on the repaired su
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23 March 2012 - Finance plans offered by dealers are not always what they seem. They could end up adding thousands of pounds to the loan and even, in some cases, leaving the car in danger of being repossessed. There are fears that sales staff are omitting fees, not
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20 March 2012 - A £200million jail has been branded a “first class hotel” by some MPs after it was revealed that the inmates are able to order food from their cells, wear their own clothes to boost their self-esteem and even in some cases, for good
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20 March 2012 - Because of a recent baby boom, and rising immigration levels, a study has revealed that two thousand extra primary schools are needed before 2015. Some Councils are looking at old Woolworths stores and old warehouses to house the classrooms if the sh
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20 March 2012 - A report has revealed that there is a lack of qualified nurses on elderly wards and the ratio on average is one nurse to every nine patients whereas the Royal College of Nursing requires one nurse to every seven patients, with the ideal ratio being o
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20 March 2012 - High Street Banks are threatening to charge customers for withdrawing money from cashpoints and could even charge for setting up standing orders and direct debits. This has sparked fury with campaigners who are accusing the Banks of “using thei
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19 March 2012 - An investigation by the Medicines and Healthcare products Regulatory Agency has revealed that PiP implants made before 2001 may contain unauthorised silicone gel, contrary to initial guidance from French health authorities , therefore meaning that th
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19 March 2012 - The General Medical Council rules require any foreign applicant to sit a tough language test to ensure that they can understand patients who have complex or serious illnesses and also have to face the Professional and Linguistic Assessments Board. Be
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19 March 2012 - Surveillance cameras are being hidden in traffic wardens’ badges to film motorists. The camera, which also works in the dark, is a tiny lens hidden within the warden’s badge and the wardens are not obliged to tell drivers that they are be
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19 March 2012 - The Government is expected to reveal today a scheme for our roads to become privately owned. They state the road system which is second-rate desperately needs a huge injection from the private sector and the Treasury can no longer afford to keep fund
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16 March 2012 - It emerged yesterday that a further 7,000 more women have been given potentially faulty breast implants following revelations that implants made by the French PIP firm could have contained dodgy silicone before 2001. It has also emerged that some wom
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16 March 2012 - A review of the service yesterday proposed that overweight police officers should have their pay cut and unless they shape up, face discipline. The review states that every officer should take an annual test for physical fitness to include running, b
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16 March 2012 - An NHS survey has revealed that at least one in four hospital trusts have increased car parking, some as much as 200 per cent to £3.50 per hour. Most hospitals in Wales, Scotland and Northern Ireland are free but in England, more than £10
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16 March 2012 - Elderly people and their families to keep a dairy to prove misstreating carers For those elderly people who wish to remain at their own homes, a report has revealed that there are a catalogue of missed visits, food and drink being left out of reach,
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16 March 2012 - A two year old toddler’s parents have been told that they must pay the full price for their son instead of the “toddler” rate as he is too tall and is a health and safety risk. The Adventure Centre in Swindon has a 3ft 1½inch
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14 March 2012 - Tax codes are due out in the next few weeks for the tax year 2012-2013 and you should ensure that yours is correct to avoid having a huge tax bill for underpaid tax next tax year. You should never rely on HMRC or even your employer to get your tax co
... read more »
14 March 2012 - In the light of the imminent hosepipe ban, customers are furious over the proposed rise by up to 8 per cent in water rate bills. This is to take into account a contribution towards the improvement programme taking place from 2010 to 2015 and has been
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14 March 2012 - Thousands of online shoppers believed that they had bagged the deal of the year yesterday when they ordered the new iPad, from Tesco.com, for £49.99 instead of the recommended retail price of £659. However, this was clearly a ‘mista
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13 March 2012 - Local Councils have been asked to say whether they would like the chance to bid for cash from the £250 million fund to enable local refuse collections to take place weekly. Local Councils have until this Friday to decide but out of the 59 Engli
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13 March 2012 - Following a recent study for the Family Justice Council, a forensic psychologist examined over 100 expert witnesses used in family court cases and found that a huge 20 per cent were not qualified and a further fifth had been carried out by people who
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13 March 2012 - A man who had a stroke whilst on a business trip to Greece in 2005 and has been left so badly paralysed that he can only communicate by blinking, has won the first step to take his case forward in judicial review. He will be seeking a declaration tha
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13 March 2012 - As Britain’s worst drought for 124 years continues, environment chiefs are advising the country to “take action now” before the water restrictions come into effect on the 5th April. The drought, which is mainly affecting the south e
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08 March 2012 - Remploy is a company founded in the 1940s to provide sheltered work for disabled people, many of whom are ex-servicemen. The factories provide goods and services to both private and public sector customers in the UK and abroad. Two thirds of the fact
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08 March 2012 - The European Social Fund (ESF) pays out cash to help improve the self esteem and confidence of criminals and assisting them in finding a job, yet the Ministry of Defence has stated that no money from this fund has been spent on the victims. It is rep
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08 March 2012 - The buyer of a house in Essex, Mr Hurst, who is an elderly man and keeps himself to himself, was told that there were no problems with the neighbours and he has launched a legal battle for compensation from the seller as it turns out that his neighbo
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07 March 2012 - The EU Judges have ruled that it is unfair that men are charged more for their car insurance, even though they are more likely to have a serious accident. As from December 21st this year, women will not longer be able to obtain cheaper car insurance
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07 March 2012 - A study has revealed that whilst Council house tenancy fraud is rife, around 90% goes undetected. Most common is the sub-letting of Council houses, or tenants passing the homes to relatives. Those Councils with specialist fraud teams are beginning to
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07 March 2012 - A new report has shown that whilst in some areas the care of elderly residents in care homes is very good, there are a great number of care homes who are falling short of basic care needs and standards. The report, commissioned by the Care Quality Co
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07 March 2012 - A better deal for drivers is being sought with thousands of people expected to protest at Parliament today and present a report claiming fuel duty cuts would be self-financing and create thousands of new jobs following a report from the 3 Centre for
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06 March 2012 - Under the current legislation, any pensioner who has more than £23,500 in savings or any other assets, has to pay the full costs of their care home fees. This means that some elderly have to sell their homes and dip into their savings until the
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06 March 2012 - In a bid to slash the maintenance bill for social housing, a successful pilot scheme is to be expanded nationwide for council tenants to do their own DIY such as repairing minor faults and decorating and it is reported that they will be paid up to &p
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05 March 2012 - Similar to “Sarah’s Law” where parents have the right to check on paedophiles in their area, there are plans to be announced regarding a new law to be called “Clare’s Law” which would give women and men the right t
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05 March 2012 - There are proposals that the hearings for inquests and civil cases for victims of soldiers and members of the public killed by “friendly fire” in the 7th July bombings are to be behind closed doors in a green paper on justice and security
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05 March 2012 - A survey has revealed that the top supermarkets are offering fake price cuts to consumers as whilst they reduce one item they put others up so the weekly shopping bill actually rises. A further study by “The Grocer” has found over the las
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02 March 2012 - There are a disturbing number of women who do not realise and have never been told that their breast implants should be replaced every ten years. A study commissioned regarding breast implants has found that whilst 38 per cent of 1,100 women were awa
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02 March 2012 - It is reported that a leading MP is warning that youngsters in rural areas are being forced to turn down work because they cannot afford the car insurance to get them there. He has apparently stated that young people are “punished before they e
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02 March 2012 - A litter enforcer of a Council in Wales fined a grandmother £75 after a thread fell from her glove in a local supermarket car park. The grandmother was unaware that this had happened and when she explained this to the officer, he advised her th
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02 March 2012 - Mums at a children’s centre have been told that they cannot have a cup of coffee whilst looking after their children as it is against Health and Safety rules and is dangerous. The group has also been told by Councillors to change the name of th
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01 March 2012 - A 75 year old grandmother was dehydrated and died following a lack of care by hospital nurses who it is reported had left her without fluids for more than a week over the Christmas period. The grandmother developed kidney failure, her health deterior
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01 March 2012 - An EU Directive on private water supplies has branded the water from the spa at Harrogate, which is purported to have healing properties, as being a health risk. Visitors can no longer sample the water but have to smell it from a safe distance. Tests
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29 February 2012 - The British Medical Journal has investigated the safety of metal on metal implants, particularly used for hip replacements. There is an increasing fear that metal ions are breaking off from the replacement joints and leaking into the bloodstream as t
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28 February 2012 - Dean will be doing another live webschat on the Sun online this Friday at 11:30am. During the webchat Dean will be answering questions live on line.
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27 February 2012 - A Hospital Trust in Oxfordshire has said that it has had to review the opening of a brand new cancer unit built over two and a half years ago and due to open in September 2009 to house patients with aggressive head and neck tumours due to the fact th
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27 February 2012 - Residents in some areas are being refused home insurance or cannot afford the increase in the cost due to flood risk. The Local Government Association has said “huge swathes of the population could be hit with a double whammy of increased risk
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23 February 2012 - Dean is now posting all of his comments and responses to your legal questions on Twitter @deandunham. Please join him, we have over 20,000 followers so far..
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20 February 2012 - On New Years Eve at 2:30pm i had a knock at the door at home. The man told me that he was from the water board and that he needed to check the pipes coming in to my house. He seemed genuine so i let him in. Whilst he was looking at the pipes under th
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20 February 2012 - I have the kids 50% of the time through holidays and a few nights each week as well as days and have have already paid for the kids through divorce. Why do I still need to pay CSA when my ex wife is on a higher wage than me and i see the kids half th
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20 February 2012 - I have a shared driveway with my neighbours. I have lived in the house for 18 years but my neighbours only moved in 4 months ago. I am a builder by trade and drive a transit van which i park on my driveway and always have done. My neighbours kept on
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20 February 2012 - Do you know someone that died shortly after having a hip replacement? We are investigating this as we have receieved so many messages from people who someone that this happened to..
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20 February 2012 - We are being informed by many women who have PIP breast implants that they have been asked by their surgeries to sign disclaimers before the surgery will replace the implants. STOP, DO NOT SIGN THIS. It is totally immoral and frankly wrong. Why shoul
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20 February 2012 - My local bank manager told me about a great investment opportunity that I should get involved in. Coming from a bank official I took great notice of this and believed that it must genuinely be a good opportunity. All i had to do was invest £50,
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20 February 2012 - I’m getting in touch with you further to the post on your website that offers advice re. neighbours from hell. I’m hoping that you might be able to advise re. what this family’s next steps might be. And / or help us to raise awarene
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20 February 2012 - Do you understand the charges that your bank charge you for your overdraft? I am guessing not but I want to hear from as many of you as possible to confirm this. Together, we can do something about this!
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20 February 2012 - People who you are talking to over the internet may not be who they say they are or even may not exist. A widow lost her life savings of £100,000 when she thought she was talking to a man who charmed her over the internet and on the telephone a
... read more »
20 February 2012 - Do you know someone, family or a friend, who you think died as a result of having a hip replacement?? If so, please get in touch with us Image: photostock / FreeDigitalPhotos.net
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20 February 2012 - Do you own a vehicle that is exempt from the London congestion charge?If you do we have discovered that the exemption does not apply unless you register your vehicle with Transport for London and pay an annual fee of £10.
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20 February 2012 - Aston Midshires, a firm registered in Enderby, Leicestershire but registered in Hong Kong, is said to have targeted new drivers by giving a promise to “keep costs low” is being investigated by the police. The office appears to be closed a
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20 February 2012 - I loaned my daughter £6000 to put down a deposit on a house with her husband. We agreed that they would give it back when they have saved some money. In October 2010 they broke up and decided to get divorced. They are trying to sell the house b
... read more »
15 February 2012 - Dean will be on Day Break ITV tomorrow morning 16th Feb discussing PIP
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10 February 2012 - Government Ministers have now updated the Air Travel Organisers Licensing scheme to provide for more cover to British holidaymakers if their travel firm goes bust. They will arrange flights home for stranded holiday makers and also refunds for cancel
... read more »
10 February 2012 - It is reported that experts are warning that childhood shyness, depression after bereavement and behaviour now seen as unconventional could be re-classified as a mental disorder and become "medicalised". Similarly, gambling and internet add
... read more »
10 February 2012 - Under plans being considered by the Government, to fine people who fail to register to vote. It is being decided whether to make it a criminal offence not to sign the electoral register but to make it a civil penalty. They state that is was a "c
... read more »
09 February 2012 - The boiler insurance firm HomeServe , which was hit by a mis-selling scandal, is now waiting to see if an investigation and fine by the Financial Services Authority is still a possibility. The Company were cold calling consumers but they failed to fo
... read more »
09 February 2012 - Under new proposals it is reported that every newborn puppy will have to be microchipped in an aim to cut down on dangerous animals. The details will be stored on a database which the police and RSPCA will have access to. The scheme will be introduce
... read more »
09 February 2012 - It is reported that those Students who do not get university accommodation and have to pay privately are being exploited by unscrupulous Landlords and Managing Agents, who are not charging vast amounts for rent, but also the Managing Agents charge hi
... read more »
07 February 2012 - The vast majority of people are unaware that they will have to pay for their own care costs in old age. Many people believe that the Government will meet these costs, but that is not correct. Annuity rates have been hit which means that the pensions
... read more »
07 February 2012 - The Executive Director of "Which" Magazine, which is the consumer group behind a new campaign called "the Big Switch", is aiming to get a band of consumers who are angry over the continuing rising fuel prices to demand the best de
... read more »
07 February 2012 - If your energy bills are soaring in this cold weather, there are companies who are offering free cavity wall and loft insulation which would increase the energy efficiency in your home and help to reduce your heating bills. There are also other ways
... read more »
07 February 2012 - An Islamic preacher who has been behind bars for the last six years has been granted bail even though a ruling by the Special Immigration Appeals Commission stated he should remain in detention as he was a threat to UK national security. This comes a
... read more »
06 February 2012 - The Government will announce that the new legal right to give Grandparents guaranteed access following a divorce to see their grandchildren will not now be forthcoming as it is feared that this could create hundreds of new cases for the Courts. Inste
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03 February 2012 - After nurses forgot about a patient for 90 minutes whilst he was in a toilet, he suffered a cardiac incident and died. He was found on the floor. The Coroner has criticized the NHS for leaving just four nurses to care for a ward with 29 seriously ill
... read more »
03 February 2012 - A mother who had a PIP breast implant which exploded whilst breast-feeding now fears that the incurable brain tumour which her five year old Daughter has now been diagnosed with, has been caused by the implant. The implant ruptured and was told by he
... read more »
30 January 2012 - A new health alert has been issued by one of the Country’s top private hospitals regarding the German-made Silimed implants and they have advised 14 of the top surgeons not to use them. They have also quarantined their existing stocks. Accordin
... read more »
30 January 2012 - It has been reported that some hip replacement implants have been found to shed calbolt and chromium filings if the joint grinds which can seep into the blood stream destroying muscle and bone and over time, could potentially poison the nervous syste
... read more »
27 January 2012 - It is reported that millions of pounds every year is paid by taxpayers to the CSA. This is because half of all breakups use the service to arrange maintenance payments. A very small number use lawyers and an even smaller number use mediation services
... read more »
27 January 2012 - It is reported that due to a tax office strike on January 31st, people who miss the deadline for the return of their tax return will not be fined providing they file their return on the 1st or 2nd February.
... read more »
27 January 2012 - The boss of the faulty breast implants was under house arrest yesterday in France after a dawn raid on his villa, together with his ex-chief financial officer. Although other countries are saying that ALL implants made from the industrial-grade silic
... read more »
24 January 2012 - A mother pleaded with doctors for two years to test her for cancer but was “fobbed off” as being neurotic as she continually complained of symptoms over a two year period. It is reported that an X-ray showed up several abnormalities in th
... read more »
24 January 2012 - A new statement to be sent to every employed person annually is being proposed in the Commons today to set out exactly how our taxes are spent. It is only right that tax is paid to the Government but it is also only fair to know exactly what our taxe
... read more »
24 January 2012 - As the NHS has to make savings of around £20 billion, it has been revealed by a survey by the Health Select Committee. The majority of the cuts are on social care budgets with the average cut being 7%. It is reported that half the councils surv
... read more »
24 January 2012 - The EU are pushing a directive through the European Parliament that will force repossessions up and force banks and building societies to give less discretion to those struggling to meet their repayments. This will also increase the costs to the lend
... read more »
23 January 2012 - A six year old girl on a stroll with her family, including her fixe year old brother in the beauty spot Pole Hill, Epping Forest was attached by a Staffie. The terrified child who was screaming to her Mother for help had a huge piece of her ear missi
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23 January 2012 - The Government’s reforms for the benefit’s system is being heard in the House of Lords and is expected to be defeated. The Work and Pensions Secretary is stating that he will not accept defeat and is adamant that this bill will go through
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22 January 2012 - EU Judges yesterday ruled that a life sentence means just that. They rejected claims that a life sentences were “inhuman and degrading” and ruled that whole life sentences were not grossly disproportionate” considering their crimes.
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22 January 2012 - It is reported that the National Policing Improvement Agency has released figures showing that children as young as 7 are being granted a shotgun licence. Most of the licences were granted in rural areas where the guns are used by the children for la
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22 January 2012 - A campaign has been launched by the Mother of a schoolgirl who was killed by an unfit driver last year. The 87 year old man mounted the pavement killing the schoolgirl. It emerged that three days earlier the same driver crashed into trees after confu
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22 January 2012 - It is reported that The Department of Health has ordered hospitals to take down advertisements for Personal Injury Lawyers which are distributed in their casualty departments and official leaflets advertising adverts with no win no fee slogans. Hospi
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19 January 2012 - We are being informed about an alarming amount of cases where credit card companies are refusing to pay out under section 75 claims. We feel really strongly about this as the Consumer Credit Act makes it clear that consumers are protected. We are the
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13 January 2012 - The Government is to scrap rules which allow incapable teachers so that they can be sacked within just nine weeks. It is reported that the Education Secretary, Michael Gove, said he wants parents to visit the classrooms to see how well their children
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12 January 2012 - An all party Transport Select Committee were advised to “abandon sharp practices” after car insurance premiums rose by 39 per cent last year. They have also commented on increasing amounts of claims for whiplash injuries, which are freque
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12 January 2012 - EDF has cut gas prices by 5% to take effect from 7th February, and the remainder of the “big six” have been urged to slash their tariffs to follow suit. This is lot less than the 15% increase imposed in November and less than consumer gro
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12 January 2012 - It is reported that after explosive research, three out of four cases in the UK taken to the European Court of Human rights will be lost. A group of Tory MP’s are demanding action by the Prime Minister. They say there is a “need to end ru
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12 January 2012 - It is a fact of life that we all ‘need’ energy supplies, particularly gas and electricity, in order to survive. So what does this mean to the energy suppliers? Simple, because we the consumer cannot do without them they are in a great pos
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12 January 2012 - It is reported that a Senior Detective has attacked Britain’s “Only Fools and Horses” Culture after a UK arm of a criminal network was found guilty of shipping fake goods from China. Four men were convicted. The Detective Superinten
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07 January 2012 - The French and German governments have taken the responsible decisions, which of course must be the correct decision, to insist upon the removal of all PIP breast implants. However, closer to home the British government has taken a very different vie
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04 January 2012 - Payday loans are becoming increasingly popular as can be evidenced by the growing amount of television adverts by companies advertising this form of lending. The fact is, if they were not making a huge amount of money from this they would not be adve
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01 January 2012 - With the majority of employees being paid mid-December January is the toughest month for most financially, with the majority having to wait for 6 weeks between pay packets. As a result it is predicted that thousands of people will be turning to '
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01 January 2012 - Thousands of people will be protesting this week over rail fare increases, which on average are increasing by up to 6% this January. This is yet another increase in rail fares which will create further problems for many families who are already strug
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01 January 2012 - We all will have received Christmas presents that we do not want for one reason or another, whether it is an item that you simply do not like, or does not fit or was not quite what you asked for. If this applies to you dont just throw the unwanted it
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30 December 2011 - It has been reported that media mogul Rupert Murdoch has set aside a fund of £100m in order to settle 'phone hacking' claims made against News International. The news comes after the police reported that up to 800 people had their phone
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29 December 2011 - The jury in the Stephen Lawrence murder trial has retired to consider its verdict at the Old Bailey. Stephen Lawrence was stabbed to death in 1993 in a racist gang attack in London. Gary Dobson and David Norris deny murder. The main crux of their cas
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29 December 2011 - How many times have you received a letter through the post from a credit card company with the great news "You have been pre-approved for a credit card" followed by the next piece of great news "0% interest for the first 6 months"
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17 December 2011 - This week I have received lots of messages asking for my advice on a scam allegedly operated by www.confidentialelite.com. I therefore decide to investigate. This company has placed adverts in many local newspapers and other publications, such as AD
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17 December 2011 - Bullied Doctor awareded £4.5m compensation A DOCTOR hounded from her job in a vicious campaign of lies by bosses after she had a baby has been awarded £4.5million compensation. It is the biggest compensation handout to a public sector wor
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17 December 2011 - Energy firm to refund £5m for misselling Is has been reported that energy company SSE has set aside £5 million to refund victims of misleading doorstep sales tactics. SSE's decision to do this follows a court case earlier this year wh
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04 December 2011 - A brand new policy, which his aimed at cutting the costs in the criminal courts, is to be rolled out as a pilot scheme in London from January 2012. However, with the exception of the fact that the scheme will cut costs all else about the scheme appea
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04 December 2011 - Lloyds TSB are still behind in clearing a massive backlog of unpaid PPI compensation It is reported that many Lloyds customers have waited for more than 90 days to receive their PPI compensation since receiving confirmation of how much they will be p
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03 December 2011 - Birmingham council has claimed that more than £90m is owed in council tax by nearly 90,000 defaulters across Birmingham and that out of the 422,500 new bills sent out each year, the council should collect £300m but £25m goes unpaid.
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03 December 2011 - It is being announced tomorrow (Sunday 4th December 2012), that the NHS may start to share 'private medical records' with private companies. It is thought that the reasons put forward for this will be to assist with the advancement of medical
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01 December 2011 - It was announced today that the implementation of new rules governing civil and family legal aid, will be delayed from the originally proposed October 2012 to April 2013. Many legal professionals have welcomed this as it was widely believed that the
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01 December 2011 - Yesterday saw one of the biggest strike actions that this country has seen for a very long time as thousands of public workers downed tools and went on strike in protest over their pensions. Those on strike included teachers, police officers, nurses,
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27 November 2011 - Rising energy prices is not only affecting people at home but is also now costing people their jobs. It has therefore been reported that the most energy intensive industrial consumers in the UK are paying up to 70 per cent more than in other parts of
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27 November 2011 - The Government is planning a major shake-up in relation to benefits with a new system "Universal Credit" which is planned to be introduced in 2013. The Government is claiming that Universal Credit will "make work pay" for single p
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27 November 2011 - NEW EastEnders star Jamie Foreman was yesterday warned he could face jail unless he pays the £47,000 child maintenance he owes. Jamie Forman, who has recently joined the Eastenders cast as Derek Branning, has been told by a magistrates court th
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26 November 2011 - I did my monthly Sun live webchat this week. For those who have not seen this, it is live webchat via the Sun's website. Sun readers can post live legal questions to myself and my team at youandyourrights.co.uk. One of the questions that was put
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26 November 2011 - Anthony Bailey, a cafe owner, issued legal proceedings against Levi Roots (who is one of the most successful entrepreneurs to pitch on Dragons Den) last year claiming that Roots' famous 'Reggae Reggae' sauce was effectively his recipe. Ba
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21 November 2011 - Town Hall cuts across the country are now affecting the most vulnerable in our society. Free care to the elderly at home is reportedly being cut in more than four out of five councils across the nation. The services which will be affected are home he
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21 November 2011 - The Government has been looking at ways to kick-start the economy and is proposing to introduce toll lanes to relieve our congested road network. It is suggested that busy sections of motorways will have an express lane constructed to run alongside a
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21 November 2011 - Despite a huge security clampdown, it is reported that Sikh athletes and spectators would still be able to carry daggers at next year's Olympics. The ceremonial blades, known as kirpans, apparently must be carried by all baptised followers of the
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20 November 2011 - Phillip Chapman suffered blackouts for years due to suffering from epilepsy. As a result, Mr Chapman lost his licence but in an attempt to regain his licence he declared to DVLA that the blackouts had stopped which resulted in his licence being reins
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20 November 2011 - Of course they should be or at least they should have resided in the UK for a significant period of time. Notwithstanding this, Ken Clarke has advertised for a Human Rights judge to go to Strasbourg and rule on the rights and wrongs of British Law an
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19 November 2011 - On 29th November 1981 Hollywood actress Natalie Wood was found dead floating in the sea off the California coast. Prior to her death Ms Wood had been aboard her luxury yacht with her husband Robert Wagner (star of Hart to Hart) fellow Hollywood actor
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06 November 2011 - It is no secret that I feel very strongly about the rising energy prices and in particular the lack of regulation and control over the big 6 energy companies. The Government's e-petition site was launched in 2010 and was promoted as a means for t
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05 November 2011 - The High Court has ruled in favour of consumers in relation to 'long-term' gym contracts. The Office for Fair Trading (OFT) commenced proceedings in March 2010 against Ashbourne Management Services Ltd (AMS). AMS, is a company which draws up
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05 November 2011 - 11 years ago parliament enacted the Regulation of Investigatory Powers Act (otherwise known as RIPA). This was a code to govern the use of surveillance powers by public bodies and is still the relevant law today. However, a whole host of examples whe
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02 November 2011 - Two students are launching a legal challenge to the increase in university tuition fees, which are increasing to up to £9000 per year. The claim is to be heard in the High Court in London where the two students will be claiming that the increas
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02 November 2011 - A review of family law is being published tomorrow (Thursday 3rd November 2011) and it is bad news for fathers. Many thought that the review would recommend that fathers should have equal custody rights. However, this is not the case and in fact the
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02 November 2011 - Top Solicitor-Advocate and founder of the website "You and Your Rights", Dean Dunham, is backing an e-petition for the Government to regulate energy companies and the way in which they set their prices. The e-petition calls for the followin
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02 November 2011 - The Coalition Government has announced its decision to extend the qualification period for the right to claim unfair dismissal from one year to two years. The change will come into force on 1 April 2012.
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02 November 2011 - Legal rights portal website "You and Your Rights" led by Solicitor-Advocate Dean Dunham is launching an APP that will be compatible with both iphones/ipads and Andriod phones. Like the website, APP will contain a wide range of useful legal
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